Who We Are
Ramsons Financial Services Limited has been deeply rooted in the Indian market for many years, serving MSMEs, small merchants, self-employed individuals, and retail customers.
We understand the practical challenges customers in Tier 2 & Tier 3 cities and rural areas face during financing. Therefore, we are committed to:
- Simplified application process
- Reasonable documentation requirements
- Fast approvals
- Transparent pricing
- Ongoing customer support
Our goal is not only to provide loans, but to become a long-term and reliable financial partner for our customers.
Core Services
All products are assessed and priced in accordance with RBI guidelines.
Why Choose Us
Company Overview
Our Approach
- Responsible lending practices
- Customized repayment plans based on customer cash flows
- Strengthening financial literacy
- Improving service efficiency through technology
- Strict compliance with all regulatory requirements
Vision & Mission
Board & Management
Ramsons is led by experienced professionals from banking, finance, and operations management. The management team has deep expertise in credit assessment, risk control, financial management, and branch operations.
Our leadership adheres to a prudent business philosophy, focusing on:
- Asset quality management
- Careful risk control
- Compliance-driven operations
- Long-term customer value
Chairman’s Message
Our Product Principles
- Clear fee disclosures
- Reasonable interest rate structure
- Flexible tenure options
- Prudent credit assessment
- Responsible collections and customer service
Personal Loans
Purpose: Education, medical needs, weddings, household emergencies
Features: Fast approval, simplified documentation
App: RamsonsLoan [Learn More]
MSME Loans
Suitable for: Manufacturers, traders, service providers, retailers
Purpose: Inventory, equipment, working capital
Features: Flexible tenure and multiple repayment modes
Home Improvement Loans
For renovation, expansion, and infrastructure upgrades
Agriculture & Livelihood Loans
Flexible repayments aligned with agricultural cash flow cycles
Gold Loans
Quick disbursement • Secure storage • Loan-to-Value as per RBI guidelines
Why Choose RamsonsLoan App?
In India, your mobile phone is your bank branch. The RamsonsLoan App combines our years of local financial service experience with advanced digital technology to deliver a seamless loan experience.
Complete the entire process—from application and document submission to approval and disbursal—directly on your phone.
Smart risk assessment system provides limits in as fast as 1 minute, with funds credited within 24 hours.
APR ranges clearly displayed. Fully compliant with RBI norms. All charges disclosed upfront before loan confirmation.
Loan amounts from ₹1,000 to ₹150,000, tenure from 4 to 12 months, with prepayment options available.
256-bit SSL encryption ensures strict protection of your personal data.
How to Use RamsonsLoan App — Just 4 Easy Steps
Download from App Store, register with mobile & OTP.
Enter details, upload Aadhaar/PAN for online KYC.
Select amount & tenure; system evaluates quickly.
Funds credited to bank; track & repay via app.
Contact Information
Customer Complaints & Grievances
For any complaints, please contact:
Grievance Redressal Officer
Email: grievance@ramsonsfinancial.com
If not satisfactorily resolved, customers may escalate to the RBI Ombudsman.
Our Commitment
Our Focus Areas
We continuously collaborate with local communities, non-profits, and partners to create long-term social value.